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Free $200 bonuses for new clients
- Dreams Casino $200 Free Cash Bonus. Every now and again, Dreams Casino offers news players free cash to play their favorite online games. But the players have to meet certain terms and conditions to qualify for this offer. This extends their play time and, consequently, improves their odds of winning.
- Steps to Earn the $200 online betting account bonus: Make a deposit and wager a minimum of $800 within the first 30 days after sign-up. $200 bonus cash will be credited in increments of $100 for every $400 wagered. Provide your valid email address when signing up.
- Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). 2 Account Closing: If the checking account is closed by the customer or Chase within six months after coupon enrollment, we will deduct the bonus amount at closing.
- They are offering an eye popping $200 no deposit bonus. Sign up and get $200 to play with automatically. This bonus is cashable once you meet the wagering requirements, and with $200 to start, those wagering requirements might very well be in reach! Sign up at Tropicana Gold and get $200 Free. Wagering requirements are 75x the bonus.
Today, there is an abundance of online casinos, as they become very popular among many gamblers. Each company is ready to offer its clients the most favorable conditions for earning money. So, new members often can receive bonuses in the form of money absolutely for free.
What is their purpose for the company?
It's no secret that companies attract players to their system with the help of such presents. However, clients don’t lose anything themselves, because bonus funds are credited free of charge. Thus, the casino management provides an opportunity for beginners to:
- try their luck at slot machines;
- get acquainted with the functionality of the service;
- try out new kinds of entertainment.
Using bonus funds, players will not lose their own finances and will be able to decide whether it is worth continuing to play at this casino or not.
Bonus conditions and requirements
Of course, the participants will not be able to withdraw the bonus $200 just like that, because, as a rule, you need to wager them beforehand. You can find all conditions of the proposed bonus in the corresponding section. It is very important to pay attention to the following points:
- The number of times you need to wager. Experience shows that all accrued bonuses must be wagered a certain number of times. You can always find this information in the conditions of your promotion.
- Allowed withdrawal of funds. It should be noted that even if you wager all bonus money successfully, there is still a limit for withdrawal. As a rule, it is no more than the accrued reward itself.
- Restrictions in games. You cannot use gifted funds in just any slot machine. You will have all the entertainment where you can use your bonus account in the terms of this promotion.
By studying all the terms and conditions of your bonus, as well as completing them, you are guaranteed to receive the funds you’ve won.
Citibank has tiered $200, $400, and $700 bonus offers when you open a new eligible Citi checking account by 6/30/20 and deposit and maintain a certain balance for 60 to 150 days. There is also a $1,500 bonus if you have $200,000 to move over. This offer is restricted to those who have not had a Citibank checking account within the last 180 calendar days. Here are the highlights followed by a few tips on how to optimize the bonus.
$200 bonus details:
- Open a new eligible checking account in the Basic Banking Package during the offer period 4/01/2020 to 6/30/2020.
- Within 30 days of opening your account, deposit $5,000 in New-to-Citibank funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
- You will receive your cash bonus within 90 days after you complete the required activities.
- For the Basic Banking Package, to waive the $12 monthly service fee, make one qualifying direct deposit per statement period and one qualifying bill payment per statement period, or maintain a $1,500 or more combined average monthly balance in eligible linked accounts.
$400 bonus details:
- Open new eligible checking and savings accounts in the Citibank® Account Package during the offer period 4/01/2020 to 6/30/2020.
- Within 30 days of opening your account, deposit $15,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $15,000 between the checking and savings accounts for 60 consecutive calendar days.
- You will receive your cash bonus within 90 days after you complete the required activities.
- A monthly service fee of $25 and a $2.50 non-Citibank ATM fee apply to the checking account in the Citibank Account Package if a combined average monthly balance of $10,000 or more is not maintained.
$700 bonus details:
- Open new eligible checking and savings accounts in the Citi Priority Account Package during the offer period 4/01/2020 to 6/30/2020.
- Within 30 days of opening your account, deposit $50,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.
- You will receive your cash bonus within 90 days after you complete the required activities.
- A monthly service fee of $30 applies to the checking account in the Citi Priority Account Package if a combined average monthly balance of $50,000 or more is not maintained. There is no monthly service fee for a checking account in the Citigold Account Package.
$1,500 bonus details:
- Open new eligible checking and savings accounts in the Citigold Account Package during the offer period 4/01/2020 to 6/30/2020.
- Within 30 days of opening your account, deposit $200,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $200,000 between the checking and savings accounts for 60 consecutive calendar days.
- You will receive your cash bonus within 90 days after you complete the required activities.
- If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold Account Package will be converted to the Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package.
Fine print analysis and value calculations. A tricky part of this bonus is the following fine print:
200 Dollar Bonus Credit Card
At the time the Cash Bonus is paid, it will be credited to the new Eligible Checking Account. If the Eligible Checking Account is closed, then the Cash Bonus will be credited to the new Eligible Savings Account. Open accounts must be in good standing.
You explicitly cannot “downgrade” your account to one with lower monthly fees during the 60 day maintenance period, but this seems to also suggest that you need to maintain the package that you opened until the bonus arrives. (It’s not 100% clear, but that is the conservative interpretation.) That means that in order to avoid the possibly hefty monthly fees, you would have to leave a certain amount of money in the account not for 60 days, but up to 150 days until the bonus is deposited.
After the 60 day maintenance period, you would want to withdraw everything not need to avoid the monthly fees, as both the checking and savings account pay negligible interest. Here’s how that would work for each tier:
- $200 bonus tier. Deposit and maintain $5,000 for 60 days, then lower to $1,500 for 90 days.
- $400 bonus tier. Deposit and maintain $15,000 for 60 days, then lower to $10,000 for 90 days.
- $700 bonus tier. Deposit and maintain $50,000 for 150 days.
- $1,500 bonus tier. Deposit and maintain $200,000 for 150 days. (There may be some alternatives like moving over some investments to satisfy the Citigold requirements.)
Bonus will be reported on 1099-INT (as should be expected). Here is the rough equivalent annualized APY earned from each bonus if you followed the schedule above exactly, got the promised bonus at the 150 day mark, and then downgraded/closed/moved your money out:
- $200 bonus works out to ~16.5% annualized interest.
- $400 bonus works out to ~8.0% annualized interest.
- $700 bonus works out to ~3.4% annualized interest.
- $1,500 bonus works out to ~1.8% annualized interest.
I have done Citibank bonuses in the past and haven’t had any issues, although they did wait until the last possible moment to post the bonus. I did not experience a hard credit check upon opening. However, others have reported having to call them up and ask for the bonus, and some have reported that they were denied the bonus improperly. Their above-average complaints of unreliability is a big reason why I would not downgrade the accounts, in order to help maintain proper bonus tracking. For all bank bonuses, be sure to keep track of your promotion details and transaction dates in a Google Doc or other spreadsheet.
Chase 200 Dollar Bonus
Bottom line. Citibank has a set of tiered bonuses for opening a new checking and savings accounts with them, which I have broken down how to optimize based on the fine print. If you were planning on opening an account anyway, this can be a good offer. Be sure you understand the terms and conditions first.